Consolidating credit cards with bad credit
This can be a useful strategy to employ, as personal loans, unlike credit cards, have a fixed repayment structure – you can’t simply repay the 2-3% minimum each month.
Rather than consolidating credit card debt and loans, a debt management program works by consolidating credit card debt payments.
We offer free credit counseling and low-cost financial services that include debt management, bankruptcy counseling and more.
When you contact us for a free counseling session, you’ll talk to certified and highly trained credit counselors who can help you get a clear picture of your finances.
If you have both credit card bills and personal loan debts building up, then this can be a good option to help get you back on your feet.
Like the personal loan, refinancing your home loan to consolidate your other debts means they’ll be added onto your current mortgage.